Chase-UA 마일관련_Risk Of Losing Miles When Canceling A Card

초보 딱지를 아직 떼지 못하고 있습니다만, 그나마 도움이 될수 있는글 같아서, 정보 차원에서 올립니다. 얼마전, UA-chase 오퍼가 와서 너무 기분이 좋았거든요. 은행에 있다지만, 가기는 귀찮고, 웹에선 못찾겠고,,,  

그러던중, 메일에서 이상한 문구를 발견했습니다. 내용인 즉슨, 카드 캔슬하면, 마일리지 다 없어진다.....

신청하지도 않은 카드로 고민하다)-.-;;;;;) 구글을 찾아보니 상세한 설명이 되어있네요. 중복이거나, 너무 당연한 내용일지도 모르겠지만, 혹시나 도움이 될까 중요한 부분만 가져왔어용.

“Do I need to worry about losing the significant number of miles I have in my account if I want to cancel the United Explorer card?

One stated benefit of the card is that miles won’t expire, however in readying the T&Cs, I see ‘Upon cancellation of your credit card account, your miles will expire according to the MileagePlus program rules.”‘

Am I safe to assume this means that it will revert back to expiring at the regular rate, rather than that my miles will  just expire upon cancellation?”

I’m very happy you asked this because a lot of people have the same question and the way United has phrased it in the T&C is very confusing. I’ve gotten into a lot of exchanges with people who misinterpret that to mean that they will lose all their miles if they cancel the United card – that is not true.  What they’re trying to say here is when having the card open and active, your miles will automatically remain active as long as you are spending on the card every month.  However if you cancel the card your miles will be subject to the normal rules, which state that miles expire after 18 consecutive months of account inactivity.

결론은,,, 마일이 없어지는게 아니라, 기존의 마일과 같이 아무 활동이 없어지면 소멸될수도 있다라는 말이었다네요 ^^;;