스페인에서 차렌트시 보험 문의드려요.

5월에 스페인여행을 하려고 하는데요, 차 렌트를 할까 해서요.  이방에서 배운대로 hertz.co.uk 에서 예약했구요,

엑스트라 보험 Super Cover, Personal Accident Insurance/Personal Effects Coverage 는 픽업할 때 카운터에서 하게 되어있어요.

참고로 결재는 united explorer 했습니다.

Personal Accident Insurance는 추가로 들려고 하구요, 문제는 Super Cover 을 해야 할까요?

슈퍼커버에 대한 설명은 다음과 같습니다. 

If you opted for, or if your rate includes Collision Damage Waiver (CDW) and Theft Protection (TP), you may also wish to purchase an additional protection, "Super Cover", to

waive your already limited liability in case of damage to, or theft of the Hertz vehicle, its parts and accessories, including those losses resulting from collision, vandalism,

theft or attempted theft, provided the vehicle is used in accordance with the terms and conditions of the rental agreement.

Super Cover is not available for customers on business contract rate rentals unless there is a CDP code present that indicates that this option is applicable.

Super Cover does not cover broken / loss of keys, contamination of fuel or Hertz NeverLost navigation units.

Super Cover is offered in most locations but can only be purchased at time of pick-up - Please contact your Reservation Centre for availability.

고수님들의 고견을 부탁드립니다.  한가지 더, 여기에 택스가 포함된 걸까요?