Compound Banc Real Estate Savings Bonds Offer 7.00% APY, 무슨 단점이 있을까요?

바닥에 중요한 내용이 있네요.
Risk of Loss가 가장 큰 단점이겠죠.

Compound Banc Real Estate Holdings, Inc. (“Compound Banc”) is not an investment adviser and is not registered, licensed or supervised as such with the SEC or FINRA. This information is for educational purposes only and does not constitute investment or tax advice. You must make your own investment decisions or do so in consultation with a financial advisor to determine whether an investment in Compound Bonds is right for you.

Compound Banc is not a bank and investments in Compound Bonds are not bank deposits. They are not insured by the FDIC. Investing in Compound Bonds involves risk of loss. You should always carefully consider investments in any security and you should be comfortable with your understanding of the investment and its risks. For more information on risks related to investments in our securities, please see our filings with the Securities and Exchange Commission.

An offering statement regarding our offering of Compound Bonds has been filed with the SEC. The SEC has qualified that offering statement, which only means that we may make sales of the Compound Bonds described by the offering statement. It does not mean that the SEC has approved, passed upon the merits or passed upon the accuracy or completeness of the information in the offering statement. The offering circular that is part of that offering statement is here. You should read the offering circular before making any investment.

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감사합니다. 그러니까 (남은) 원금에 대한 7%는 주는데, 원금 자체를 까먹을수도 있다는 걸까요?

그 7%도 보장이 되겠나 싶습니다.
보장을 하려면 원금 빼서 주는 상황이 오겠죠.
다른 사람 돈 받아서 주는 폰지 스킴이 생길 수도 있고요.

이 기사도 한 번 읽어보세요: https://www.axios.com/2023/02/18/compound-banc-high-yield-savings-7-apy. 주로 sub prime 부동산에 투자한다고 하네요. 

감사합니다!

은행이 망하고, FDIC가 없으면, 이자는 고사하고 본인이 투자한 원금도 못 건질 수도 있습니다. 저는 BlockFI Interest Account에서 10%넘은 이자를 준다고 좋다고 투자를 했는데 회사가 Chapter 11 Bankruptcy 선언했습니;; 물론 투자한 금액이 얼마안되서 그러려니 합니다만..  (작년 주식 손실난 금액에 비하면 진짜 새발의 피죠.. ㅠㅠㅠ)

보통 제도권보다 조금 높은 이자를 준다면 리스크가 있다라고 보셔야 될 것 같슴다. 특히나 FDIC가 안되어 있으면요.. 
조금만 분산해서 담아보시는 것도.. (Just don't throw all your eggs in one basket~!)